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Home Loans in Chelsea

Start Your Home Buying journey in Chelsea Today

Choosing the Right Home Loan in Chelsea

Fixed Rate Home Loan

Finding a fixed rate home loan means stability in your repayments. Lock in your interest rate to manage your budget better and secure your financial future in Chelsea.

Variable Rate Home Loans

A variable rate home loan offers flexibility and the chance to save rates decrease. Perfect for those in Chelsea looking to balance potential savings with risk.

Refinancing Options

Refinancing could lower your interest rate and monthly repayments, helping you pay off your home loan faster. Discover how refinancing can benefit your financial health in Chelsea.

First Home Buyer Loans

Step into the property market with confidence. Our tailored loans for first home buyers in Chelsea provide support and guidance through every step of the home buying journey.

It's Easy to Apply for Your New Home Loan in Chelsea

Book a free loan consultation

Why Choose Us for Your Home Loan

If you're in Chelsea, we're committed to helping you find the home loan that works best for you. With our in-depth knowledge and personalised service, we navigate through dozens of home loan options to find one that fits your unique situation.
Access to a wide range of lenders and loan options.
Personalised comparison rates to find the best deal.
Expert advice on variable and fixed-rate options.
Support for first home buyers from start to finish.
Online tools and calculators to plan your loan.
Choose a home loan that lets you get ahead. With our guidance, reduce your loan balance and own your home sooner.
Book a free loan consultation

Reviews

  • We felt supported, confident, informed and at ease throughout the entire process. From the initial phone call to settlement, Jackson provided exceptional advice. Jackson provided the necessary information in a way that made sense, verbally over the phone and visually through emailed documents. His expertise was evident in that complex issues were discussed in a way that was understandable to us. We wouldn't hesitate in recommending Jackson's assistance in finding the best loans for anyone and we will reach out to him again for future loans. A++

    Ash Ryan Avatar Ash Ryan
    8 March 2022
  • 10/10 service. Could not be happier with my experience with Jackson who helped me secure my first ever home loan! Thank you!

    ISLSC Radio Officer Avatar ISLSC Radio Officer
    1 May 2024
  • Thank you so much Jackson from Mortgage Brokers Co. I could not be more pleased with your professionalism and dedication to finding the best deal for me. Jackson’s knowledge and communication is outstanding. Thank you again to you and your team.

    Regan O’Clery Avatar Regan O’Clery
    13 July 2024
  • Jackson went above and beyond to help me secure my first house and with no headache at all! I couldn’t be happier with the service he has shown, definitely will pass your number on! Thanks again!

    Sam Bourke Avatar Sam Bourke
    7 March 2023
  • I would recommend Jackson to anyone looking for a loan. He is very approachable, easy to understand and always willing to answer any and all questions I have.

    Katelin Rose Avatar Katelin Rose
    12 May 2022
  • Jackson was a fabulous advocate for me and never ran out of patience when explaining my options. Would absolutely recommend.

    Emily Kay Avatar Emily Kay
    14 July 2024

Why You Can Trust Mortgage Brokers Co. For Your Home Loan

Expert Advice

Our experienced brokers provide clear advice tailored to yout needs.

Flexible Loan Options

We disclose all fees and charges upfront, so there are no surprises.

Transparent Costs

No hidden fees, ensuring you know the cost of your loan upfront.

Efficient Application

We make applying for your home loan quick, easy and hassle-free.

Customer Support

Dedicated support for all your questions and concerns.

Frequently Asked Questions

Finding the bank with the lowest interest rate on a home loan requires a comprehensive comparison. Interest rates can vary significantly based on your loan amount, loan to value ratio, and whether you're looking for a fixed or variable rate. Mortgage Brokers Co. leverages our home loan comparison tools to analyse rates from a wide range of Australian lenders, ensuring you find a competitive offer that suits your needs in Chelsea.
The best place to secure a home loan is where you find a tailored solution that meets your financial situation and goals. Mortgage Brokers Co. offers access to thousands of home loan options from various lenders, including major banks and niche lenders. Our expertise ensures you're matched with a home loan product that best fits your circumstances, whether you're a first home buyer or looking to refinance.
Absolutely. A mortgage broker like Mortgage Brokers Co. adds value by offering personalised service, expert knowledge of the market, and access to a broader range of loan products than a single lender could provide. We navigate the complexities of loan features, terms, and rates on your behalf, saving you time and potentially thousands of dollars over the life of your loan.
Using a mortgage broker can significantly enhance your home loan experience. Mortgage Brokers Co. not only helps you find a competitive rate but also offers expert advice on loan features that could benefit you in the long run. Our service is particularly beneficial in Chelsea, where understanding the local market can make a big difference in your home loan choice.
Interest rates are influenced by a wide range of factors, including economic conditions, inflation, and policy decisions by the Reserve Bank of Australia. Predicting future rates can be challenging. However, Mortgage Brokers Co. keeps abreast of market trends and economic forecasts to provide our clients with current, informed advice on whether it's a good time to lock in a rate or opt for a variable home loan.
A good interest rate is one that is competitive relative to the current market rates and matches your financial goals and circumstances. It also depends on whether you choose a fixed or variable rate home loan. Mortgage Brokers Co. can help you compare home loans and interest rates from various lenders to find a rate that's favourable for you.
The ease of securing a home loan depends on several factors, including your credit score, income, employment stability, and the loan to value ratio. Lenders offering loans with higher interest rates or lenders mortgage insurance may be more lenient with their criteria. With Mortgage Brokers Co., you can explore various loan options, including those tailored for first home buyers or individuals with unique financial situations, ensuring you find a solution that aligns with your needs.

Ready to Find Your Perfect Home Loan in Chelsea?

Book a free loan consultation

We compare thousands of home loans from over 60 lenders to get you the best deal

Get Started

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    Home Loans, Chelsea

    Weather in Chelsea, VIC

    Clear Sky

    thermostat

    23°C

    Temperature

    air

    4m/s

    Wind Speed

    humidity_mid

    55%

    Humidity

    About Chelsea, VIC

    Chelsea is a suburb in Melbourne, Victoria, Australia, 30 km south-east of Melbourne's Central Business District, located within the City of Kingston local government area. Chelsea recorded a population of 8,347 at the 2021 census.Chelsea is located on Port Phillip and is the most important bayside suburban centre between Mordialloc and Frankston. Chelsea is very popular with beachgoers during summer. Also popular is Bicentennial Park, located about 1 km inland on the site of a former rubbish tip. It has recently been redeveloped with modern barbecue and play equipment, most notably the Mount Chelsea adventure playground. The Frankston railway line first cut through the Chelsea area in 1882 and Chelsea station was opened in 1907, as was the Chelsea Post Office. These facilities served a modest slowly growing population before most of the Chelsea area was developed post-World War II. Many houses were demolished to make way for single storey units in the 1960s and 1970s. Chelsea has smaller households, fewer families with children and more elderly people than most other Melbourne suburbs. The Chelsea Magistrates' Court closed on 1 February 1985.Chelsea has its own railway station on the Frankston line. Chelsea is also home to many church, community and sporting organisations.

    Bus Stops in Chelsea, VIC to Mortgage Brokers Co.

    Bus Stop in Chelsea railway station, Melbourne Chelsea, VIC to Mortgage Brokers Co.

    Bus Stop in Chelsea Railway Station/Station St Chelsea, VIC to Mortgage Brokers Co.

    Bus Stop in Edithvale Station/Station St Chelsea, VIC to Mortgage Brokers Co.

    Bus Stop in 389 Nepean Hwy Chelsea, VIC to Mortgage Brokers Co.

    Bus Stop in Chelsea Chelsea, VIC to Mortgage Brokers Co.

    Bus Stop in Chelsea Railway Station/Station St Chelsea, VIC to Mortgage Brokers Co.

    Bus Stop in Edithvale Station/Station St Chelsea, VIC to Mortgage Brokers Co.

    Bus Stop in Chelsea Bicentennial Park/Thames Prom Chelsea, VIC to Mortgage Brokers Co.

    Bus Stop in Chelsea Heights Chelsea, VIC to Mortgage Brokers Co.

    Bus Stop in Kennedy Ave/Chelsea Park Dr Chelsea, VIC to Mortgage Brokers Co.

    Bus Stop in Edithvale Railway Station/Edithvale Rd Chelsea, VIC to Mortgage Brokers Co.

    Bus Stop in Chelsea Baptist Church/Fowler St Chelsea, VIC to Mortgage Brokers Co.

    Map of Chelsea, VIC

    Driving Directions in Chelsea, VIC to Mortgage Brokers Co.

    Driving Directions from JT Home Loans to Mortgage Brokers Co.

    Driving Directions from Violeta Finance to Mortgage Brokers Co.

    Driving Directions from Mortgage Finesse Pty Ltd to Mortgage Brokers Co.

    Driving Directions from Loans Australia to Mortgage Brokers Co.

    Driving Directions from Loan Easy | Home Loans & Refinance to Mortgage Brokers Co.

    Driving Directions from 10X Home Lending - Mortgage Brokers to Mortgage Brokers Co.

    Driving Directions from EquityVision Pty Ltd to Mortgage Brokers Co.

    Driving Directions from Will Bell Mortgage Broker to Mortgage Brokers Co.

    Driving Directions from Chelsea & Aaron Rees - Mortgage Advice Bureau to Mortgage Brokers Co.

    Driving Directions from Mortgage Choice in Cheltenham - Anthony Smith to Mortgage Brokers Co.

    Driving Directions from LoanHouse Finance to Mortgage Brokers Co.

    Driving Directions from Mortgage Choice South Melbourne - Paul Williams to Mortgage Brokers Co.

    Reviews for Mortgage Brokers Co. Chelsea, VIC

    Mortgage Brokers Co. Reviews

    Ash Ryan

    starstarstarstarstar (5)

    We felt supported, confident, informed and at ease throughout the entire process. From the initial phone call to settlement, Jackson provided exceptional advice. Jackson provided the necessary information in a way that made sense, verbally over the phone and visually through emailed documents. His expertise was evident in that complex issues were discussed in a way that was understandable to us. We wouldn't hesitate in recommending Jackson's assistance in finding the best loans for anyone and we will reach out to him again for future loans. A++

    Mortgage Brokers Co. Reviews

    Lacy Ryan

    starstarstarstarstar (5)

    I have worked with Jackson to secure multiple properties over the years and each time he has been an absolute pleasure. He always makes the whole process easy to understand and shares his professional opinion's and insight which puts me at ease. He goes above and beyond to answer all my questions and is always willing to support me in every way. Nothing is too big or too small! I really feel like he is invested in my journey and has my best interest at heart. I would 100% recommend Jackson to all of my friends and family. Friendly, professional and efficient!

    Mortgage Brokers Co. Reviews

    Jaki Morris

    starstarstarstarstar (5)

    I have always found it to be a pleasure dealing with Jackson. He has looked after all my loan needs over the years. He is the first point of call for any questions I have and is always willing to assist. I would highly recommend Jackson for his attention to detail, knowledge and communication.

    Mortgage Brokers Co. Reviews

    yippykiyay 89

    starstarstarstarstar (5)

    Jackson was such a big help with my home loan. He was constantly keeping me up to date with it's progress and was always available whenever I had questions. Friendly, transparent, and a great communicator - I couldn't recommend Jackson enough!

    Mortgage Brokers Co. Reviews

    Katelin Rose

    starstarstarstarstar (5)

    I would recommend Jackson to anyone looking for a loan. He is very approachable, easy to understand and always willing to answer any and all questions I have.

    2024 / Mortgage Brokers Co. Jackson McCarthy is a credit representative (488785) of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence 391237)

    Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does notconstitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.

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