Whether it's your first investment property or managing a portfolio, we are here to provide the support you need.
Investing in a property offers you an opportunity to generate passive income and enjoy various tax advantages. Yet, choosing the appropriate investment loan is crucial; the wrong loan can undermine these benefits and impact your financial position negatively. Our proficiency lies in Investment Loans, ensuring that you secure the most suitable loan for your investment needs.
Grasping notions like Negative Gearing and Positive Gearing, along with selecting a property with strong capital growth potential, are pivotal in expanding your investment portfolio. We specialise in matching you with a loan that aligns with your investment strategy and streamline the approval process by handling all necessary paperwork for you.
Investment loans come with various terms, interest rates, and repayment options. It's crucial to research different types of loans, such as interest-only loans or fixed-rate options, and choose one that aligns with your investment strategy. Consulting with a mortgage broker can help you identify the most suitable loan, considering your financial situation, loan term, and risk tolerance. Whether you're exploring fixed interest or variable rate options, understanding how the loan balance, loan amount, and interest repayments impact the life of the loan is key to making an informed decision.
Finding the right property for investment is key to your success. Working with an experienced real estate agent who understands the local market and has a proven track record with investment properties can help you identify opportunities with strong potential for capital growth and rental yield. They can also assist in negotiating a good price and navigating home loan products like investment property loans or variable rates that suit your financial goals.
When investing in property, location is one of the most important factors to consider. Research areas with growth potential, strong rental demand, and future infrastructure developments. Analysing current market trends, vacancy rates, and potential rental yield will help ensure you make a sound investment. In addition, understanding how the loan-to-value ratio (LVR) and extra repayments fit into your investment home loan will set you up for long-term success.
2024 / Mortgage Brokers Co. Jackson McCarthy is a credit representative (488785) of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence 391237)
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does notconstitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
