Do you have a Trust Structure and are looking to purchase or refinance in the Trust? We can help.
Trust loans involve the trustee borrowing on behalf of trust beneficiaries, who usually act as guarantors. These loans allow for property and margin investment, but lenders may have different criteria compared to regular home loans. Talk to us today to see what options are available and may suit your financial needs.
If this is something you’re considering, we have partners in law we can work alongside to ensure the loan structure aligns with your needs.
A trust loan can be essential for managing and distributing inherited assets. It allows you to secure funding to pay estate taxes or cover other costs associated with transferring assets from the deceased to the beneficiaries. By using a trust loan, you can preserve inherited assets and manage them according to the trust deed, ensuring that the wealth is protected for adult beneficiaries and future generations.
Trust loans play a vital role in preserving and growing family wealth by providing liquidity for investments, business ventures, or other financial needs without disrupting the trust's core assets. This helps with strategic financial planning, allowing family members to utilise assets effectively while ensuring long-term wealth management within family trusts or a unit or hybrid trust structure.
A trust loan can also be used to fund the terms of a prenuptial agreement, such as establishing a trust fund or securing assets before marriage. This ensures that financial arrangements are clearly defined and agreed upon, protecting individual assets and family wealth through asset protection measures in case of a divorce or separation. A well-structured loan can provide peace of mind for all parties involved.
2024 / Mortgage Brokers Co. Jackson McCarthy is a credit representative (488785) of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence 391237)
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does notconstitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
